Payment Flows

Fiat and digital-asset money movement in one operating model

Users should not need separate tools for bank account details, remittance, payouts, exchange, crypto deposits and withdrawals, payment links, POS requests, refunds, and records.

Fiat payments

Bank account details, incoming funds, beneficiaries, remittance, payouts, and order status.

Exchange

FX and crypto quotes, countdowns, confirmation, history, fees, and settlement results.

Digital assets

Deposit addresses, withdrawal wallets, payment links, POS requests, QR codes, and refunds.

Payment Flows

Designed for mixed fiat and crypto operations

Oceafin covers the practical flow families users expect: fiat account collections, global remittance, payouts, FX exchange, crypto exchange, digital-asset deposits and withdrawals, Crypto Checkout, POS collection, and refunds.

Each flow keeps key details visible before submission, including balance, fee, rate, bank route, wallet address, network, beneficiary, payment purpose, risk prompt, and required follow-up information.

After submission, the platform keeps status, transaction history, statement entries, reports, notifications, and support context available so users and teams can explain what happened without guessing across multiple tools.

Create

Start the order

Choose account, flow type, currency, amount, beneficiary, wallet, network, payment link, or payment purpose.

Review

Check readiness

Confirm fee, rate, balance, supported route, account capability, compliance prompt, and risk information.

Submit

Enter processing

Submit the order and keep request records, channel status, notifications, and follow-up requirements visible.

Reconcile

Form records

Update history, statements, reports, bills, fees, refunds, and support context for later review.

Fiat collections

View receiving bank information, copy remittance details, track incoming funds, and connect deposits to account history.

Global remittance

Manage beneficiaries, payment purpose, fees, submitted orders, processing state, returned items, and completion records.

FX exchange

Review source and target currency, quoted rate, fee, countdown, confirmation, result, and conversion history.

Crypto exchange

Buy, sell, or convert digital assets with quote validity, wallet context, supported networks, fees, and risk status.

Crypto deposits and withdrawals

Use deposit addresses, withdrawal wallets, network selection, transaction hashes, KYT, and Travel Rule information.

Acquiring and refunds

Create payment links or POS requests, show QR code and order status, then handle refunds and transaction records.

What users should see

Every money flow should explain what was requested, what details were submitted, which status applies now, what record was created, and what the user can do next.

Fiat accountGlobal remittanceFX exchangeCrypto exchangeCrypto CheckoutStatements